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Home Equity Line Of Credit

A home equity line of credit loan is a great option for consumers who want the flexibility to use their credit at anytime and for any expense. By using the equity in your home you can access the lowest rates most favorable terms available.

Features and Benefits:

Use:
Reusable line of credit secured by your home; funds can be used for any purpose - college tuition/expenses, home improvements, vacation, etc.

Monthly Payments:
Flexible, based on current outstanding balance

Rate Options:
Variable

Term Options:
10 year draw period

Fund Accessibility:
Easy access to approved funds with convenient checks, online banking, or at your local Citizens National Bank branch

Loan To Value Ratios:
Up to 80% loan to value

Annual Fee:
None

What You Will Need:
Personal information for everyone included on the application for loan
Income amounts from your job and other sources
Statement or balance statement from current mortgage
Homeowner's insurance statement showing current coverage

CNB • P.O. Box 220 • Athens, TN 37371-0220
Member FDIC. Equal Housing Lender   Privacy Policy
*required minimum deposit amounts for demand deposit accounts *check writing limits applicable to certain accounts *service charge/maintenance fee information.