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Individual Loans

At Citizens National Bank we realize that our customer's needs are varied and one size does not fit all of their needs when it comes to financing. That's why Citizens National Bank offers numerous loan products to help you finance your purchases.

Vehicle Loans
When you're looking to buy a new or used car CNB can help. We offer a variety of options for financing at competitive rates.

Recreational
A recreational loan from CNB can help you make the boat, RV, motorcycle, or airplane you've always wanted yours.

Lot Financing
When you've found the property on which you want to build a new home, CNB offers attractive rates and terms for financing the purchase of residential lots.

Debt Consolidation
Debt consolidation can help you pay off your debts faster while saving money at the same time.

Deposit/Investment Secured Loan
Deposit/Investment Secured Loans allow you to use the value of your deposits and investments to secure a loan, without having to withdraw your money or cash in your stocks.

Home Equity Loans
CNB Home Equity Loans and lines are an excellent way for homeowners to obtain money needed for large projects, purchases, or expenses.

Home Mortgages at CNB
Whether you need a new mortgage or are looking to refinance, CNB offers home loans at competitive rates, with easy options to apply, and personal service for the life of the loan.

CNB • P.O. Box 220 • Athens, TN 37371-0220
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*required minimum deposit amounts for demand deposit accounts *check writing limits applicable to certain accounts *service charge/maintenance fee information.