Individual Health - Major medical insurance for adults, families, or child(ren) only policies. Multiple option plans are offered through 3 nationally recognized companies (Blue Cross Blue Shield, Humana, and UnitedHealthcare). Options include qualified High Deductible Health Plans with Health Savings Account option.
Short-Term Health - Health insurance for people between jobs or who just graduated from school and need temporary health coverage.
Medigap or Supplement Insurance - Insurance coverage for people age 65 and older. These plans supplement Medicare coverage. Part D Prescription Drug coverage can be added to these plans.
Medicare Advantage (MA) Insurance - Insurance coverage for individuals who are eligible for Medicare due to age (65) or due to disability. These plans replace Medicare and can be written to include prescription drug coverage.
Long Term Care (LTC) - Insurance coverage for individuals or couples who are concerned about protecting their accrued assets for nursing home care. Coverage can be written to provide home health care, assisted living, and nursing home care. Generally these plans are purchased when the applicant is over age 50 and has $100,000 or more in cash assets.
For more information about any of the above products contact:
Citizens National Bank
1612 S. Congress Parkway
Athens, TN 37303
423-745-5855 ext 2436
- Not A Deposit
- Not FDIC-Insured
- Not Insured By Any Federal Government Agency
- Not Guaranteed By The Bank [Or Savings Association]