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Personal Banking

Do you need a Free checking account, one that earns interest, or unlimited check writing? We have a checking account that is right for you. Find a checking account that fits your needs

Whatever your savings goal Citizens National Bank has the savings account for you. Check out our list of savings accounts

We understand that no two customers' needs are the same that is why we offer a wide variety of CD options.

Hassel free banking when it is convenient for you, whether you need 24/7 online access, statement CD with check images, or you need your checking account balance faxed to you, we have the Electronic Banking Service for you.

At Citizens National Bank we realize that one size doesn't fit all when it comes to financing that is why we offer a wide variety of financing options.

Are you looking for a credit card with a low rate or one to earn points with? We have the credit card that is right for you.

A flexible way to use the equity in your home when it is beneficial for you. Come in today and get a home equity line of credit

If you are looking for friendly service and easy to understand mortgages you have found it here at Citizens National Bank.

We offer affordable coverage from major carriers. See our insurance offerings now.

Make sure your loved ones are cared for when it matters most. Learn more here

We offer personalized investment solutions for all stages of your life. See our brokerage services here

Citizens National Bank stands ready to help preserve, protect and grow your wealth. Trust services

CNB • P.O. Box 220 • Athens, TN 37371-0220
Member FDIC. Equal Housing Lender   Privacy Policy
*required minimum deposit amounts for demand deposit accounts *check writing limits applicable to certain accounts *service charge/maintenance fee information.